This app recommends the best card and purchase channel for every transaction — factoring in your native card benefits, merchant-specific offers you specify, and category earn rates. It takes just a few seconds to set up.
1Activate your cards — Open Card & Data Management below, go to the Your Cards tab, and check the cards you carry. You can also customize your anniversary dates and points values (not required).
2Review native card benefit credits — In the Card Benefits section, you'll see your recurring cash rewards for everyday purchases. Things like subscriptions that you set up once and forget about are excluded so you can focus on real-time purchase decisions.
3Add merchant offers (optional) — In Manage Merchant Offers, enter any time-bound discounts from your card portals (e.g. Amex Offers, Chase Offers). Each takes just a few seconds to enter.
4Get your first recommendation — Enter a purchase category and amount at the top and hit Get Recommendation. Selections are customized to your cards and offers.
♦️ ace.cards — Card Advisor
Instant recommendation for a purchase
Pick a category, get a card
At a glance
Right now
Available credits, active offers, recent value captured ?
Saved Merchant Offers
Merchant
Card
Discount
Limit
Category
End Date
Actions
Merchant offers are stored locally. Export to backup your data before clearing browser data.
Add Merchant Offer
Date
Amount
Category
Card Ben Amt
Mrch Offer Amt
Card Used
Purchase category or merchant
Select by card benefit category or merchant offer
Card
Anniversary ?
Display Order
Default Points Values
Override Points Values
All data is stored locally in your browser. Export regularly to back up your transactions and merchant offers.
Contextual tips
Show ❓ icons throughout the app with explanations of non-obvious features.
Getting started guide
Re-open the welcome banner with setup instructions.